Level Of Effort Insurance Agency - Insurance Agent, Insurance Brokerage, Insurance Agency

Yes... Flip is a passionate guy

Insurance can be a tough industry especially when the market conditions are poor . I desperately want to help people deal with their insurance in an stress-free way. To me, the solution was to improve financial literacy and excel in communications. Now I serve the community as an independent insurance broker and am building an agency that is an absolute think tank!!

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WHY CHOOSE US?

We have the knowledge and expertise to provide you with modern insurance solutions for your unique needs. By having access to the AM BEST carriers across the entire United States, we can help you work through any barriers to getting service you can count on.

At Level Of Effort - InsuranceBroker of Erie, we believe in going the extra mile when someone needs help. We always put our peoples' needs first and strive to build long-term relationships based on trust and mutual respect.

Ryan has been in the education field long enough to know that we can rise from humble beginnings to help others. His slogan, "education is the cure to poverty" goes far to help people take the hardest step! Running his own insurance brokerage lets him put a powerful financial tool in other peoples' hands.

We Assess Needs

Many financial experts will tell you some unforeseen events and a lack of the right kind of knowledge can spell Trouble with a capital. We help people who are experiencing declines, non-renews or cancels from insurance companies. If your insurance company put you in a difficult position, we are here to help.

We Build Relationships and take care of our people

Everything we do is based on my genuine interest in people. The biggest advantage working with us is that we work in your interest; not in the interest of massive life insurance companies.

We Protect Families Futures

We used to find ourselves worrying about the unknown, duhhh who doesn't? That simply meant it was time to take action!

Your insurance agency is committed to providing veterans, new homeowners, and those who are struggling with illness.

Frequently Asked Questions - Life insurance

Please reach us at info@loeinsurance.us or call 8145805998 if you cannot find an answer to your question.

How can Life Insurance benefit me most?

Living Benefits are worth looking into because they benefit you while you are still alive. However, in the event of death you will be protecting your loved ones by leaving mostly tax-free money to those who you care about. You own and control your policy and choose who to leave the money to.

What do insurance companies need from me?

They will need info such as your driver's license or state ID number, your social, and your bank info or direct express card for those on SSI or Disability. You should speak to a licensed professional who is allowed to request such privileged information!

I have been denied or declined in the past... Am I uninsurable?

I have committed myself to providing life insurance to those who are very ill. The carriers I work with will not turn you away because you are sick or have had a rocky road.

What are Living Benefits in a Life Insurance Policy?

This is a powerful tool which you can use in times of hardship! Please read this article for the most in depth info!

Frequently Asked Questions - Business Insurance

Please reach us at info@loeinsurance.us if you cannot find an answer to your question.

What is General Liability

Commercial General Liability (CGL) is the bread and butter to your business. Although the coverage limits like 1 Million/2 Million might seem large, they do not cover every challenge your business might face. Please consider reading this article for more!

I have been denied or declined in the past... Am I uninsurable?

We are committed to providing coverage to those who have been declined. Even if we don't have the right company for you right now, we will go extra lengths to get you taken care of!

What is Workers Compensation and do I even need that?

In the State of PA, any business that has at least one W-2 employee, is required to have workers comp. This coverage is used to protect your business from damage if an employee gets hurt or sick on the job. If you are a solo entrepreneur, artisan contractor, or just self-employed and have no employees then we have something for you too!

Commercial Auto versus Personal Auto

What are you using your vehicle for? We know the specifics and legalities for the insurability of autos in PA, OH, IL, WA, WV, VA and FL. Let's find out which coverage is appropriate for your business!

Do I live in a Flood Zone?

We will help you find out and determine if flood insurance is needed. Most homeowners are not aware of the flood risk in their neighborhood. We are very big on education here. If you are curious if your home is in a flood zone or not, check out FEMA. It has valuable information about flood risks and if necessary, you can apply for NFIP (National Flood Insurance Program ). If you are ineligible for NFIP then, private flood insurance might be for you.

What do insurance companies need from me?

This varies based on the form of business insurance you need. Generally, the owners date of birth and FEIN are enough to start.

732 PARADE STREET ERIE PA 16503

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Level Of Effort works with Aflac, Transamerica, Aetna, Cigna, Great Western/Wellabe, Bristol West, Americo, American-Amicable, Mutual of Omaha, NLG, AIG, Foresters, Legal & General Banner Term, Foremost, Hiscox, Obie, Pouch and have access to Progressive, Travelers, Millville Mutual and Stillwater.

Mission statement : Financial Literacy for all!

Meet Your Advisor - Flip

Meet Your Advisor - Flip

Meet Your Advisor - Flip

Meet Your Advisor - Flip

Meet Your Advisor - Flip

Meet Your Advisor - Flip

Yes... Flip is a passionate guy

WHY CHOOSE US?

What locals in Erie, Cleveland, Columbus and Ohio say

We are insurance professionals, not salespeople

We are insurance professionals, not salespeople

We are insurance professionals, not salespeople

We are insurance professionals, not salespeople

We are insurance professionals, not salespeople

We are insurance professionals, not salespeople

We Assess Needs

We Build Relationships and take care of our people

We Protect Families Futures

Insurance can be confusing, but no longer has to be!

Frequently Asked Questions - Life insurance

Frequently Asked Questions - Business Insurance

Meet Your Advisor - Flip

Yes... Flip is a passionate guy

WHY CHOOSE US?

What locals in Erie, Cleveland, Columbus and Ohio say

We are insurance professionals, not salespeople

We Assess Needs

We Build Relationships and take care of our people

We Protect Families Futures

Grab your free copy today!

Insurance can be confusing, but no longer has to be!

Frequently Asked Questions - Life insurance

Frequently Asked Questions - Business Insurance

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